The Campus Federal Credit Union is a home equity line of credit from Campus Federal Credit Union. Application typically pulls a hard report from Equifax. The ongoing APR is APR As Low As: WSJP + 0% 7.00% (80% or less loan to value); WSJP + 0.75% 7.75% (81% - 90%); WSJP + 1.5% 8.50% (91% - 100%). Rate is variable, indexed to the Wall Street Journal Prime Rate (WSJP) with a floor of 3.25%.. Typical credit limit: $5,000 minimum line of credit.