The Arkansas Federal Credit Union is a personal loan from Arkansas Federal Credit Union. The ongoing APR is Payments on a 12-Month Loan: 6.99% APR; Sample Payments: 24 months 9.39%, 36 months 10.39%, 48 months 11.39%, 60 months 12.39%, 72 months 13.39%, 84 months 14.39% APR.