The Arkansas Federal Credit Union is a auto loan from Arkansas Federal Credit Union. The ongoing APR is as low as 4.99% APR (36 months); as low as 5.19% APR (48 months); as low as 5.44% APR (60 months); as low as 5.69% APR (72 months); as low as 6.19% APR (84 months). Loan terms: Rates range from 4.99% to 18.00% APR with terms up to 100 months. Terms of 85 months or longer require a minimum financed amount of $65,000..