The Afena Federal Credit Union is a auto loan from Afena Federal Credit Union. The ongoing APR is Auto and Motorcycle Loans, new or used (2022-2026): 5.49% up to 60 mos., 5.79% up to 72 mos., 5.99% up to 84 mos.; used (2019-2021): 5.99%, 6.29%, 6.49%; used (2015-2018): 6.99% up to 60 mos., 7.29% up to 72 mos.; used (2014 & older): 7.99% up to 60 mos., 8.49% up to 72 mos. (rates effective as of 8/3/2026; rate shown as low as). Typical credit limit: Borrow up to 120% of the value of your vehicle. Loan terms: Financing for 84 months (must meet qualifications).