The Afena Federal Credit Union is a auto loan from Afena Federal Credit Union. The ongoing APR is New (2024-2026): 6.49% up to 36 mos., 6.74% up to 48 mos., 6.99% up to 60 mos., 7.49% up to 72 mos., 7.99% up to 84 mos., 9.49% up to 120 mos.; older model years higher (up to 11.99%) (rates effective as of 8/3/2026; rate shown as low as). Typical credit limit: Minimum loan amount = $30,001 / $50,001 / $75,001 depending on term tier. Loan terms: Up to 36 mos. through up to 120 mos..