The 1ST Bergen Federal Credit Union is a personal loan from 1ST Bergen Federal Credit Union. The ongoing APR is As of September 1st, 2026: up to 24 months 7.25 - 15.25%; up to 36 months 8.00 - 16.00%; up to 60 months 8.75 - 16.75%. Typical credit limit: Unsecured personal loans are available for up to $50,000. Loan terms: Up to 24, 36 or 60 months (per rate table).