The 1ST Bergen Federal Credit Union is a auto loan from 1ST Bergen Federal Credit Union. The ongoing APR is As of September 1st, 2026: Model Year 2025-2027 up to $65,000: up to 36 months 4.50 - 11.50%, as low as 2.99% APR; up to 60 months 5.00 - 10.50%, as low as 3.99% APR; up to 84 months 5.75 - 8.75%, as low as 5.49% APR; Model Year 2022-2024 up to $40,000: 5.75 - 12.75% (as low as 4.49% APR) / 6.25 - 11.75% (as low as 4.99% APR) / 7.00 - 10.50% (as low as 5.99% APR); Model Year 2021 and older up to $35,000: 8.50 - 15.50% (as low as 7.49% APR) / 9.50 - 14.50% (as low as 8.49% APR). Typical credit limit: Up to $65,000. Loan terms: Up to 7 years.