The Craft3 is a business loan from Craft3. The ongoing APR is Fixed rates from 7.00% to 10.50%. Typical credit limit: Up to $4,000,000. Loan terms: Typically 6 to 12 months for construction, with permanent financing terms of 5 to 7 years with longer amortizations; interest-only payments during construction, converting to normal principal and interest payments afterwards.