The Craft3 is a business loan from Craft3. The ongoing APR is Up to $250,000: fixed rates from 8.00% to 11.00%; over $250,000: fixed rates from 7.50% to 11.00%. Typical credit limit: $50,000 to $250,000; borrow up to $4,000,000 or more. Loan terms: Typically 3 to 7 years, with longer amortizations possible in some cases; interest-only payments possible for the first 3 months.