The TruFund Financial Services, Inc. is a business loan from TruFund Financial Services, Inc.. Approval typically requires a credit score of Must have a reasonable personal credit score and an acceptable explanation for any derogatory marks for principal borrowers or higher. Typical credit limit: Amount: $50,000-$250,000. Loan terms: Terms: 7-10 years for working capital, business acquisition or expansion, inventory, equipment and supplies, leasehold improvements, debt refinance and/or owner-occupied commercial and/or real estate acquisition; 25 years for real estate.