The TruFund Financial Services, Inc. is a business loan from TruFund Financial Services, Inc.. Approval typically requires a credit score of 600 minimum FICO score or higher. Typical credit limit: $50,000 - $350,000; up to 30% of the full contract value. Loan terms: 6 months to 2 years year term; monthly P&I payments (may have interest-only period).