The Washington State Employees Credit Union is a personal credit card from Washington State Employees Credit Union. The annual fee is No annual fee. The ongoing APR is 16.50% - 28.00%. Signup bonus: 4% cash back for the first 60 days for new cardholders. Rewards: 1% - 3% automatic cash back: 3% cash back on subscriptions and utilities; 2% on gas, groceries and dining; 1% on all other purchases. Typical credit limit: $5,000 - $30,000. This product reports activity to your personal credit report.