The Washington State Employees Credit Union is a mortgage from Washington State Employees Credit Union. The ongoing APR is 30-Year Fixed Rate 6.875% interest rate, 7.748% APR; 20-Year Fixed Rate 6.875% interest rate, 7.842% APR; 15-Year Fixed Rate 6.500% interest rate, 7.534% APR. Approval typically requires a credit score of FICO credit score of 580 needed or higher. Loan terms: 30-Year, 20-Year and 15-Year fixed.