The Washington State Employees Credit Union is a personal loan from Washington State Employees Credit Union. The ongoing APR is Up to 36% APR. Typical credit limit: Loan amounts from $701.00-$4,000.00. Loan terms: $701 - $999: 9 months; $1,000 - $1,500: 12 months; $1,501 - $2,000: 15 months; $2,001 - $2,500: 18 months; $2,501 - $3,000: 24 months; $3,001 - $4,000: 36 months.