The USC Credit Union is a student loan from USC Credit Union. The ongoing APR is Fixed APR as low as: 60 Months 3.89%, 84 Months 4.29%, 120 Months 4.99%, 180 Months 5.79%; Variable APR as low as: 60 Months 3.74%, 84 Months 4.54%, 120 Months 5.54%, 180 Months 6.54% (accurate as of 10/17/2026). Typical credit limit: The minimum loan amount is $5,000. Loan terms: 60 Months; 84 Months; 120 Months; 180 Months.