The USC Credit Union is a personal loan from USC Credit Union. The ongoing APR is As low as 11.74% (36 Months) / 12.74% (48 Months) / 13.24% (60 Months) / 14.49% (72 Months) APR; accurate as of 10/17/2026. Typical credit limit: Borrow from $200 to $25,000. Loan terms: 36 Months; 48 Months; 60 Months; 72 Months.