The Truliant Federal Credit Union is a personal credit card from Truliant Federal Credit Union. Application typically pulls a hard report from Equifax. The annual fee is No Annual Fee. The ongoing APR is Non-variable rate 17.99% APR after the intro period after a 0% APR on purchases and qualified balance transfers introductory rate for 12 months. Signup bonus: $200 cash back bonus after spending $1,000 in the first 90 days. Rewards: 5% back on utilities and streaming subscriptions (up to $500 per month); 3% back on discount stores like Walmart, groceries, gas, dining, and more (up to $1,500 per month); 1% back on almost everything else. Typical credit limit: Credit limits from $5,000 to $30,000.