The Truliant Federal Credit Union is a auto loan from Truliant Federal Credit Union. Application typically pulls a hard report from Equifax. The ongoing APR is Model Year 2025 - Newer: 36 - 63 Months 5.54% - 16.74%; 64 - 75 Months 5.94% - 17.24%; 76 - 84 Months 6.09% - 8.49%; 85 - 96 Months 7.29% - 8.49% APR; all auto loan rates are subject to a 5.29% minimum APR for new autos. Loan terms: 36 - 96 Months.