The TrailNorth Federal Credit Union is a personal loan from TrailNorth Federal Credit Union. The ongoing APR is Platinum 7.49%; Gold 7.99%; Silver 8.99%; Bronze Plus 10.49%; Bronze 12.99%; Re-Builder 14.99% APR; rates may vary based on individual creditworthiness. Loan terms: Twelve-month installment loan; NO PAYMENT until January 31, 2027.