The TrailNorth Federal Credit Union is a home equity loan from TrailNorth Federal Credit Union. The ongoing APR is APR as low as, LTV up to 80%: 5 Year Fixed 4.99%; 5 - 10 Year Fixed 5.25%; 10 - 15 Year Fixed 6.25%. Typical credit limit: LTV up to 80%. Loan terms: 5 Year Fixed; 5 - 10 Year Fixed; 10 - 15 Year Fixed.