The TrailNorth Federal Credit Union is a home equity line of credit from TrailNorth Federal Credit Union. The ongoing APR is 1-Year Introductory Rate, APR as low as: 5.99% (up to 80% LTV); 6.99 (up to 90% LTV); after 12 months the APR for HELOC SPECIAL 90% is the one-year constant maturity treasury plus 4.25%; max APR that may be imposed is 16%. Typical credit limit: up to 80% LTV; Up to 90% LTV.