Fixed Home Equity Loan 2nd Lien - 15 Year Fixed Rate 2nd Mortgage — TAPCO Credit Union is a home equity loan from TAPCO Credit Union. The ongoing APR is Lowest APR 7.25%, Highest APR 8.50% (illustration only; payment example 60 monthly payments of $20.15 per $1,000.00 borrowed with 7.74% APR). Loan terms: 15 year fixed.