Fixed Home Equity Loan 1st Lien - 10 Year — TAPCO Credit Union is a home equity loan from TAPCO Credit Union. The ongoing APR is Lowest APR 6.25%, Highest APR 7.25% (illustration only; payment example 60 monthly payments of $20.15 per $1,000.00 borrowed with 7.74% APR). Loan terms: 10 year.