The State Employees Credit Union is a auto loan from State Employees Credit Union. Application typically pulls a hard report from Equifax. The ongoing APR is New Vehicle (2023 - 2027) 66 Month 5.39%; New Vehicle (Cost over $15,000) 75 Month 5.49%; New Vehicle (Cost over $25,000) 84 Month 6.29%; Used Vehicle Max Mileage 65K (2019-2022) 84 month 6.43%; Used Vehicle (2018 and older) 75 Month 6.63% (APR as low as; as of September 1, 2026). Loan terms: Variety of terms available (up to 84 months).