The State Employees Credit Union is a auto loan from State Employees Credit Union. Application typically pulls a hard report from Equifax. The ongoing APR is New Motorcycles & Dirt Bikes (2025 - 2027) 84 Month 6.99%; Used Motorcycles & Dirt Bikes (2002 - 2024) 84 Month 7.13%; New Power Sports (2025-2027) 84 Month 6.99%; Used Power Sports (2016-2024) 72 Month 7.59%; New RV/Travel and Utility Trailer Loans (2025 - 2027) (Cost over $40,000) 180 Month 8.49%; Used RV/Travel and Utility Trailer Loans (2016 - 2024) 144 Month 8.99% (APR as low as; as of September 1, 2026). Loan terms: Max term 84 months (motorcycles, new power sports), 72 months (used power sports), 180 months (new RV/trailer), 144 months (used RV/trailer).