The SkyPoint Federal Credit Union is a auto loan from SkyPoint Federal Credit Union. The ongoing APR is New: 7.44% APR up to 72 months, 8.19% up to 120 months. Used: 7.94% up to 72 months, 8.69% up to 120 months. Rates include a 0.25% discount for automatic transfer payments. Typical credit limit: Loan amounts up to $150,000 (Minimum $25,000 loan amount for terms up to 120 months). Loan terms: Fixed rate; terms up to 120 months.