The Seattle Credit Union is a personal credit card from Seattle Credit Union. Application typically pulls a hard report from Experian. The annual fee is No Annual Fee. Signup bonus: Earn $100 cash back when you make at least 10 qualifying transactions and spend $1,000 within 90 days of account opening (awarded as a statement credit). Rewards: uChoose Rewards: Every dollar charged equals one reward point; no points are earned for cash advances or balance transfers; redeem for travel, merchandise, gift cards, or cash. Loan terms: Minimum Payments will be an amount equal to 3.00% of Your new unpaid Account balance at the end of each billing cycle, subject to the lesser of $25.00 or Your balance.