The Seattle Credit Union is a personal line of credit from Seattle Credit Union. Application typically pulls a hard report from Experian. The annual fee is There are no origination fees or annual fees to keep your credit line active.. The ongoing APR is 10.99%-24.99% APR (as low as; APR effective October 17th, 2026). Typical credit limit: Maximum Loan Amount $25,000. Loan terms: Revolving Line of Credit; minimum monthly payments of 2.75% of the outstanding balance or $25, whichever is greater.