The Rize Credit Union is a home equity loan from Rize Credit Union. The ongoing APR is Owner occupied: ≤ 10 years 7.25% - 9.75%; 15 years 7.75% - 10.25%; 20 years 8.25% - 10.75%. Non-owner occupied: ≤ 10 years 8.50% - 9.50%; 15 years 9.00% - 10.00% (rates effective October 1, 2026). Typical credit limit: Fixed-rate loans from $25,000 to $500,000. Loan terms: 20-year repayment period; fixed interest rate and monthly payments.