The Rize Credit Union is a home equity line of credit from Rize Credit Union. The ongoing APR is Owner occupied 7.00% - 12.00%; non-owner occupied 8.00% - 10.00% (Prime Rate plus a 0% - 5% margin; annual cap 2%, lifetime cap 6% above the fully indexed rate at origination; rates effective October 1, 2026). Typical credit limit: Variable-rate loans, from $25,000 to $500,000. Loan terms: 10-year draw period; 10-year repayment period.