Adjustable-Rate Mortgage — Royal Credit Union

Adjustable-Rate Mortgage — Royal Credit Union is a mortgage from Royal Credit Union. The ongoing APR is 10 Year Adjustable 7.000% (6.918% APR); 5 Year Adjustable 6.375% (6.600% APR).

Other Royal Credit Union cards & products

• Royal Credit Union All Credit Levels — CDFI Lender
• Auto Loan — Auto Loan
• Personal Loan — Personal Loan
• Home Equity Line Of Credit — Home Equity Line of Credit
• Homeowner Express Loan — Personal Loan
• Personal Line of Credit — Personal Line of Credit
• Boat, RV, ATV, Or Motorcycle Loan — Auto Loan
• Kwik Cash Overdraft Protection — Personal Line of Credit

Sources & citations

• Apply link, Other conditions: https://www.rcu.org/loans-credit/home-mortgage-loans/home-mortgage
• Lender name, Issuer, APR, Product name, Product type, How to apply: https://www.rcu.org/rates/home-loan-rates
• Lender website: https://mapping.ncua.gov/api/CreditUnionDetails/GetCreditUnionDetails/66834
• Credit bureau: https://selling-guide.fanniemae.com/sel/b3-5.2-01/requirements-credit-reports (checked 2026-10-19)
• Where it's offered, Eligibility: https://www.rcu.org/rates (checked 2026-10-19)