The Royal Credit Union is a mortgage from Royal Credit Union. The ongoing APR is 30 Year Fixed 7.250% (7.323% APR); 20 Year Fixed 6.875% (6.968% APR); 15 Year Fixed 6.750% (6.865% APR); 10 Year Fixed 6.625% (6.787% APR); based on a loan amount of $250,000 for the purchase of a single family primary residence. Loan terms: 30, 20, 15 and 10 Year Fixed.