The Royal Credit Union is a auto loan from Royal Credit Union. Application typically pulls a hard report from TransUnion. The ongoing APR is 2023 & Newer: 24 Month 4.54% to 84 Month 6.34%; 2016-2022: 24 Month 4.84% to 75 Month 6.29%; 2015 & Older: 24 Month 6.59% to 75 Month 8.74%. Loan terms: 24 Month to 84 Month.