The Prime Financial Credit Union is a home equity loan from Prime Financial Credit Union. The ongoing APR is 6.700% APR as low as (up to 60 months), 7.145% (61-84 months), 7.604% (85-120 months), 9.075% (121-180 months); effective Oct 1, 2026; based on credit rating of 740 and above, subject to change with credit history. Loan terms: Terms of up to 60, 61-84, 85-120 and 121-180 months.