The Prime Financial Credit Union is a personal loan from Prime Financial Credit Union. The ongoing APR is As low as 11.20% APR (11.20% for terms up to 36 months; 11.51% for 37 - 48 months; effective date August 19, 2026 per page). Typical credit limit: Up to $20,000 for well-qualified borrowers. Loan terms: Terms up to 48 months; fixed monthly payments.