The Prime Financial Credit Union is a personal credit card from Prime Financial Credit Union. The annual fee is No annual fee. The ongoing APR is 8.99 - 17.99% APR (based on creditworthiness) for purchases; after that varies with the market based on Prime Rate (combined disclosure). Rewards: Earn one (1) CU Rewards point for every $1 spent (net after returns); points redeemable for merchandise, travel and gift cards.