The Pinal County Federal Credit Union is a business credit card from Pinal County Federal Credit Union. The annual fee is No annual fee (Annual Fee: None). The ongoing APR is 9.90% - 15.90%. Rewards: 1.5 points for every $1 purchased; redeem rewards for cash, travel, gift cards and merchandise; rewards points expire in 3 years. Loan terms: 25-day grace period for purchases; average daily balance (including new purchases).