The Pinal County Federal Credit Union is a personal credit card from Pinal County Federal Credit Union. The annual fee is No annual fee (Annual Fee: None). The ongoing APR is 9.90% - 15.90% (APR for purchases, cash advance and balance transfer). Rewards: 1.5 points for every $1 purchased; redeem rewards for cash, travel, gift cards and merchandise. Typical credit limit: Credit lines starting at $500. Loan terms: Estimated payment 2% of balance ($20 minimum); 25-day grace period for purchases.