The Peninsula Credit Union is a auto loan from Peninsula Credit Union. The ongoing APR is 5.65% (60 months); 5.80% (72 months); 6.35% (84 months) APR as low as; Purchase / Refi Loan-to-Value 125%; Max mileage 150k / 200k Diesel. Rates Effective as of October 1, 2026. Loan terms: Maximum term 60 months, 72 months or 84 months. The actual term available is based on the amount you are borrowing..