The Peninsula Credit Union is a auto loan from Peninsula Credit Union. The ongoing APR is 8.09% (84 months); 8.29% (120 months); 8.39% (144 months); 8.59% (180 months) APR as low as; Purchase / Refi Loan-to-Value 110%. Rates Effective as of October 1, 2026. Loan terms: Maximum Term 84 months (No minimum loan amount); 120 months (Minimum loan amount $20,000); 144 months (Minimum loan amount $25,000); 180 months (Minimum loan amount $30,000).