The Partners Federal Credit Union is a home equity loan from Partners Federal Credit Union. Application typically pulls a hard report from Experian. The ongoing APR is Up to 80% LTV: 8.45% (5 years), 9.19% (15 years), 9.79% (20 years); 80.01% - 90% LTV: 8.70% (5 years), 9.44% (15 years), 10.04% (20 years) APR Fixed. Loan terms: 5, 15, 20 Years.