The Partners Federal Credit Union is a personal credit card from Partners Federal Credit Union. Application typically pulls a hard report from Experian. The annual fee is No Annual Fee, Balance Transfer Fee, or Cash Advance Fee. The ongoing APR is Your APR will be 10.24% to 17.99% based on your individual qualifications and creditworthiness. This APR will vary with the market based on the Prime Rate (accurate as of September 1, 2026).