The Park Community Credit Union is a mortgage from Park Community Credit Union. The ongoing APR is 7/7 ARM 7.493% APR ($200,000, 30 years); 30-year fixed 8.072% APR ($200,000) (examples, rates as of 4/3/2026). Approval typically requires a credit score of Credit scores as low as 640 or higher. Loan terms: Fixed rate mortgage or adjustable rate mortgage (ARM) options available.