The Park Community Credit Union is a mortgage from Park Community Credit Union. The ongoing APR is 5/5 ARM 6.561% APR; 7/7 ARM 6.844% APR; 10/10 ARM 7.215% APR (examples on $150,000, 30 years, rates as of 4/3/2026). Approval typically requires a credit score of Credit Scores as low as 585 or higher. Loan terms: 5/5, 7/7, or 10/10 ARM.