The Palmetto Citizens Federal Credit Union is a auto loan from Palmetto Citizens Federal Credit Union. The ongoing APR is up to 96 Months (New; depending on amount financed) 9.74%; up to 84 Months (Used; depending on amount financed) 9.79%. Loan terms: up to 96 Months (New; depending on amount financed); up to 84 Months (Used; depending on amount financed).