The Palmetto Citizens Federal Credit Union is a auto loan from Palmetto Citizens Federal Credit Union. The ongoing APR is New & Used Automobile or Truck (2023-New): Up to 36 months 3.99%; 37-48 months 5.50%; 49-60 months 5.55%; 61-72 months ($15,000+) 5.60%; 73-84 months ($25,000+) 7.29%; 85-96 months ($40,000+) 9.29%. Used Automobile or Truck (4-5 years old): up to 48 Months 6.44%; up to 72 Months** ($15,000 and up) 6.44%. Used Automobile or Truck (6 years & older): up to 48 Months (under $15,000) 7.75%; up to 72 Months** ($15,000+) 7.75%. Loan terms: Up to 36 months; 37-48 months; 49-60 months; 61-72 months ($15,000+); 73-84 months ($25,000+); 85-96 months ($40,000+) (2023-New); up to 48 Months / up to 72 Months** ($15,000 and up) (4-5 years old); up to 48 Months (under $15,000) / up to 72 Months** ($15,000+) (6 years & older).