The Orange County's Federal Credit Union is a mortgage from Orange County's Federal Credit Union. The ongoing APR is 10/1 Adj: Rate 6.625%, APR 7.152%, Points 0.500; 7/1 Adj: Rate 6.500%, APR 7.205%, Points 0.750; 5/1 Adj: Rate 6.000%, APR 7.085%, Points 0.750 (Effective October 16, 2026 09:22 AM Pacific Time (PT)). Loan terms: Fixed Rate Period 5, 7, or 10 years; Adjustable Rate Period Up to 25 years.