The Orange County's Federal Credit Union is a mortgage from Orange County's Federal Credit Union. The ongoing APR is 30-Yr Fixed: Rate 7.125%, APR 7.314%, Points 0.625; 15-Yr Fixed: Rate 6.500%, APR 6.722%, Points 0.875 (Effective October 16, 2026 09:22 AM Pacific Time (PT)). Loan terms: the term can range from 5 to 30 years.