The Orange County's Federal Credit Union is a auto loan from Orange County's Federal Credit Union. The ongoing APR is 48 months 4.49% - 12.74%; 60 months 4.99% - 13.24%; 72 months 5.49% - 13.74%; 84 months 6.39% - 14.64% (Effective June 1, 2026. Subject to change anytime.). Loan terms: Terms up to 84 months for new vehicles.