The One Source Federal Credit Union is a business credit card from One Source Federal Credit Union. Application typically pulls a credit report from TransUnion. The annual fee is Annual Membership Fee: None. The ongoing APR is 16.49% to 25.49% based on your creditworthiness when you open your account. This APR will vary with the market and is based on the Prime Rate. after a Annual Percentage Rate (APR) for Purchases: 0% introductory APR for the first 18 billing cycles. APR for Balance Transfers: 0% introductory APR for the first 18 billing cycles for balances transferred within 558 days from account opening. introductory rate. Rewards: You will earn 5% Cash Rewards for every $1 in eligible Net Purchases on prepaid air, car rental, attractions, and hotel purchases made via the Travel Center. Your 5% Cash Rewards will appear on your statement as "Travel Center Purchases: 5% Bonus Purchased Travel". Please allow 1-2 statement billing cycles for your Cash Rewards to appear on your credit card statement. Cash Rewards earned can also be viewed within the Rewards Center via myaccountaccess.com. We reserve the right to adjust or reverse the number of Cash Rewards that were awarded, or Cash Rewards potentially eligible for redemption, for unauthorized Purchases.. Loan terms: Your due date is 24 - 30 days after the close of each billing cycle. We will not charge you interest on new Purchases if you pay your entire balance, or Plan Adjusted Balance if you have any Fixed Payment Program balance(s), in full by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date..